Michael Ruble is a Managing Director and Private Client Advisor with Bank of America Private Bank, in Ponte Vedra Beach, Florida. A strategic and experienced team leader, Mike enjoys building and enhancing relationships with high-net-worth individuals and their families. Working in concert with a team of dedicated specialists, he helps connect clients to the global resources and capabilities at Bank of America that align with their distinctive needs. Together, they offer personal financial strategies across multiple disciplines, including investment management, trust and wealth planning services, banking, and customized credit and lending solutions.
With a thoughtful understanding of the issues that can impact the financial lives of business owners and corporate executives, Mike draws on his depth of experience to help them plan for and manage liquidity events. Whether they are selling a business, transferring ownership or retiring, he has the strategic perspective to help them advance their financial objectives.
Mike has more than 30 years' experience in private banking in northeast Florida, primarily with Bank of America and its predecessor firms. In addition to holding positions with U.S. Trust, SouthTrust Asset Management Company and Barnett Banks Trust Company, Mike was a senior wealth advisor and team leader with BB&T Wealth. He later rejoined Bank of America Private Bank (formerly U.S. Trust) in 2017. Mike earned his B.A. in journalism and communications from the University of Florida in Gainesville and his M.B.A from The Crummer School at Rollins College in Winter Park.
Mike is on the board of the Community Hospice Foundation, and served as its Chairman from 2018 to 2021. He is a member of the downtown advisory committee for The Community Foundation For Northeast Florida, is a member of the beaches hospital advisory committee for Baptist Health, and is on the advisory board for the Southeast Museum of Photography in Daytona Beach. Mike is also a former president and member of the Estate Planning Council of Northeast Florida.
ChSNC®, CFP®, CTFA
For more than 200 years, Bank of America Private Bank has helped clients navigate the complex challenges of managing significant wealth. We draw on the Private Bank's personalized approach, as well as the resources of Bank of America, to help individuals and familieis, businesses, and institutions achieve their financial objectives. Whether you're looking to preserve and share wealth, build philanthropic legacies or plan future growth, our commitment is to making your goals our priotity. At Bank of America Private Bank, we take pride in our history and in serving our clients' best interest. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus in on providing today's clients with disciplined financial strategies and a bridge across generations.